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UK drivers making this 1 key change issued £431 warning




Motorists on the hunt for a new job might have to fork out hundreds of pounds as a research revealed what careers cause individuals to pay the most for their car insurance. When taking in consideration the price of insurance, most people focus on the make and model of the car, and don't often consider their job role. However, a study has uncovered careers are something to keep in mind.

New analysis from automotive experts at Vertu Motors uncovered which professions are being impacted the worst by insurance premiums. The company used governmemt data and found that the average UK driver owned a nine-year-old Ford Fiesta, drove 7,400 miles annually, and has a comprehensive car insurance with no claims.

Upon further analysis with the use of a car comparison website, it was revealed that insurance premiums vary by occupation and that certain professionals are in fact paying significantly more.

Chefs, labourers, farmers, upholsterers, cleaners, plasterers, roofers, electricians, joiners, scaffolders, builders, plumbers, carpenters, painters, and delivery drivers are among the professions that are paying the highest premiums.

Delivery drivers top the ranking with a whopping £431, which is £51 higher than the national average. Painters and carpenters followed behind with premiums of £407 and £406 respectively.

The experts are urging motorists to do what they can to find the best insurance rates.

A spokeperson for Vertu Motors said: "One of the most effective ways to lower your car insurance premiums is by shopping around. Different insurers offer varying rates, so it's cruical to compare quotes from multiple providers to ensure you're getting the best deal for your driving needs.

"Another way to bring down your premiums is by increasing your voluntary excess. By agreeing to pay a higher excess in the event of a claim, you can often lower your monthly premium. Just make sure the excess is affordable for you, should you need to make a claim.

"So, while your job may put you at a disadvantage when it comes to insurance costs, being proactive and exploring all available options can help secure a better deal."



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Posted: 2025-05-22 19:01:38

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